For example, if you already use accounting software, you’ll want an expense tracker that can sync with it. This will help you maintain accurate financial records and reduce duplication of effort. One of the unique features of Zoho Expense is its ability to create travel itineraries and manage travel expenses. This can be particularly useful for businesses that frequently send employees on trips. The tool also integrates seamlessly with various accounting software, making it a versatile choice.

You will get periodic predictions on how you’re cash flow is looking and how much you’d save in the coming months. These insights might be helpful in case you constantly struggle with EMIs and balancing between bill payments and savings. Such as when you’re saving enough money, how much you’re spending versus how much you should actually spend.

• Though it’s more popular outside India, many users here are starting to use it because of how deeply it focuses on planning.
• There’s a graph that shows you if you’re going to overspend and by how much.
• One of them lets you categorise spends into true expenses, immediate obligations, debt payments or just for fun.
• By analyzing SMS inboxes, Walnut tracks expenses, bills, and travel bookings.
• Managing finances can be a daunting task, especially for small business owners.

Jupiter also helps set monthly limits and gives alerts when spending is about to cross those limits. The app has a clean design and makes it easy to see daily and monthly trends. It’s becoming popular among young professionals who want a simple way to manage income, expenses, and savings all in one place. In order to manage your money better, you need to find the best expense tracker app in your app store or play store. Walnut, rebranded as Axio, is another excellent Indian expense tracker app. It helps you monitor your spending habits and also offers quick personal loans.

Real-Time Tracking:

With the Dhani wallet, you can open an instant Demat or trading account, apply for personal loans, and manage your payments effortlessly. Everlance employs GPS technology to track your travels automatically. You can, however, disable this option and monitor journeys manually.

Additionally, these apps often offer forecasting tools that help you anticipate upcoming expenses and plan accordingly. ET Money is a complete personal finance app designed for Indian users. While it’s mainly known for its investment features, it also includes budgeting and expense tracking tools that are helpful for beginners and experienced users alike.

Best Mobile Apps to Track Your Expenses in India

In 2025, the best budgeting apps in India—like Money View, Walnut, ET Money, and others—offer more than just tracking. Start by picking one that fits your lifestyle, test it for a week, and build a habit of checking your finances regularly. Wallet by BudgetBakers is an intelligent money management app that automatically syncs with your bank and provides deep insights into your spending habits. If you’re searching for the best budgeting apps in India, the following options are trusted by thousands and offer reliable features to track and manage your finances.

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Manidipa Bhaumik is a seasoned digital marketing professional with a passion for personal finance. On this blog, she shares information about banking, personal finance, and other related topics. Taking that first step today can lead to big financial changes tomorrow. People who want a smart, automated budgeting experience with real-time data from their bank. YNAB focuses on teaching users to “give every rupee a job.” It helps you plan each rupee you earn and forces you to think ahead, making it ideal for long-term budgeting.

• It is designed to help individuals manage their money, track expenses, and plan their finances effectively.
• It ensures that you don’t overspend your hard-earned salary by customizing a budget plan that suits your needs.
• The main page shows the transaction overview of the current month.
• Wally is an incorporated expense tracker tool that syncs your account balances to provide additional insight into your consumption habits.
• Investopedia’s research and editorial teams conducted independent research into budget apps to offer readers the best recommendations for a wide variety of circumstances.

If you are a millennial or someone who is involved with money transactions on a regular basis and is still not keeping track of your expenses, you should start right now. However, features like bank syncing or cloud backup require internet. Apps like Money View or Wallet can connect to your bank or SMS inbox for automation. Others like Wally or Goodbudget work manually without any bank link. Yes, most of the apps listed here use secure encryption and follow privacy standards.

Key features of Zoho Expense

Once you allow it, it will automatically get synchronized with your credit cards, debit cards, bank accounts and even investment portfolio. Rydoo can be counted as one of the best expense tracker apps for budget management. One can help manage their revenue and expenditure on a single dashboard. You can approve all the expenses in real-time without having to wait to update later. Expense Manager is a simple, intuitive, stable, and feature-rich money management app. It brings expense tracking to budget management right at your fingertips.

Moreover, the app allows you to categorize your expenses, making it easier to analyze your spending patterns and identify areas where you can cut back. Another advantage of Jupiter Money is its ability to link to multiple bank accounts. This means that you can see your net worth at a glance and have a complete picture of your financial situation. The app also allows you to automate savings and investing, making it easier than ever to grow your wealth. Expense tracker applications let you collect and categorise your purchases so you can spot areas where you may save money.

Expense tracker apps come handy and are simple to use as compared to maintaining handwriting books or excel sheets. Yet another great “Made in India’ product that is simple, intuitive and easy to use. What I like best about FinArt is how it creates an at-a-glance round pie chart for you to track areas where you are spending the most. Another expense tracker that does not need a rigorous login best expense tracker app india is Money Manager. Spendee also showed how much I should have in the emergency fund.

Key Features of itilite

Even if you have revenue from various sources, Everlance makes tracking income simple. The main question arises about the actual utility of such personal expense tracker app. It’s not that they just  sound good, but once you start using them you will actually feel a difference in the way you manage your money.

Therefore, we have brought to you real-time reviews of 8 best expense trackers for Android and iOS users. Our detailed analysis includes the best features and not-so-great features. Monefy is a clean, fast, and lightweight budgeting app known for its beautiful interface and simplicity. In 2025, with rising costs and unpredictable expenses, using a good budgeting app can help you track where your money goes and how to save more.